At Harley Street Hair Transplant Clinics we have partnered with Tabeo and Ideal4finance in order to offer our patients as much flexibility in choosing the right finance options to suit them. We offer 0% finance spread over 12 months of up to £1,000. We also offer finance from Ideal4Finance that can be spread over 5 years (60 months) in order to spread the remaining cost and make repayments more manageable.
We believe that by offering a range of hair transplant financing options to our patients, it makes having a hair transplant even easier.
Benefits of Financing a Hair Transplant
The main 2 benefits of financing a hair transplant are:
- Spread the cost over a longer period of time in order to make the treatment more manageable and affordable. Typically the period will be 12 – 60 months. The choice is yours.
- A smaller cash outlay than paying for the procedure all in one.
How Much are the Monthly Repayments?
There are a number of factors to take into account when working out the monthly repayments. The main one being if and how much of the procedure are you willing and/or able to pay upfront. The more you pay, the less the finance will be and so your monthly payments will be lower.
Taking the above into account, the main factors that you need to consider are:
- Finance term length. This is how long you take out the finance for (the period is 12-60 months).
- APR (Annual Percent Rate). This is the interest that gets added on by the finance provider. Rates vary depending on things such as your credit score, affordability criteria and some other checks. Everyone is different so based on these factors, your APR will be tailored to you. The better your credit score and affordability criteria, the lower the APR will be and so your monthly payments will be less.
- Finally the amount you put on finance. We have a “no money down” option where your £1,000 deposit can be put on 0% interest finance for 12 months and the remaining amount can be on up to 60 months interest bearing finance. You can also pay the £1,000 (or more) and then put the remaining amount on finance. The choice is yours.
Apply for Finance by Clicking Below
Harley Street Hair Transplant Clinics Ltd is an introducer appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.
Finance Examples
Typically the cost for 1,000 grafts is around £4,000. If you chose to pay with finance, here is a breakdown:
- £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
- The remaining balance of £3,000 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 36 months, your monthly repayment will be £93.49 per month.
Breakdown: 1st year repayments will be £83.33 + £93.49 = £176.82 per month for the first 12 months. The remaining 24 months will be £93.49 per month.
Typically the cost for 1,500 grafts is around £5,000. If you chose to pay with finance, here is a breakdown:
- £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
- The remaining balance of £4,000 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 48 months, your monthly repayment will be £96.95 per month.
Breakdown: 1st year repayments will be £83.33 + £96.95 = £180.20 per month for the first 12 months. The remaining 36 months will be £96.95 per month.
Typically the cost for 2000 grafts is around £5,500. If you chose to pay with finance, here is a breakdown:
- £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
- The remaining balance of £4,500 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 48 months, your monthly repayment will be £109.07 per month.
Breakdown: 1st year repayments will be £83.33 + £109.07 = £192.40 per month for the first 12 months. The remaining 36 months will be £109.07 per month.
Typically the cost for 2500 grafts is around £6,500. If you chose to pay with finance, here is a breakdown:
- £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
- The remaining balance of £5,500 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 60 months, your monthly repayment will be £110.54 per month.
Breakdown: 1st year repayments will be £83.33 + £110.54 = £193.87 per month for the first 12 months. The remaining 48 months will be £110.54 per month.
Typically the cost for 3000 grafts is around £7,000. If you chose to pay with finance, here is a breakdown:
- £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
- The remaining balance of £6,000 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 60 months, your monthly repayment will be £120.59 per month.
Breakdown: 1st year repayments will be £83.33 + £120.59 = £203.92 per month for the first 12 months. The remaining 48 months will be £120.59 per month.
What is the Cost of a Hair Transplant?
The cost of a FUE hair transplant varies depending on the surface area/size of the area of hair loss as well as the quality of your donor area (the back and sides of the head where follicles are extracted from). We have a much more detailed hair transplant cost page.
How Can I Apply for Finance?
You will firstly need to have a free consultation with us in order for us to assess your hair loss area(s) and donor area so that we can provide you with a personalised price/quote. After this, we will discuss with you what amount you wish to pay on finance and you can then use the above image/button to apply for that amount of finance with ideal4finance.
How Do I Make Repayments?
Both finance providers that we use arrange the repayment amounts with you. They are paid via Direct Debit using the bank details you provide during your application process.
Patient Testimonials
Aside from achieving fantastic results, we believe that keeping in touch with our patients before, during and after their hair transplantation procedure is paramount – it helps to keep our patients feeling calm and in control. We’re always on hand to provide guidance, support and aftercare advice. Time and again, our patients tell us that this is what sets us apart from other clinics.
You can read our great reviews of FUE hair transplants over on Google and TrustPilot
