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Hair Transplant Finance

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Harley St before and after front hairline and temples

At Harley Street Hair Transplant Clinics we have partnered with Tabeo and Ideal4finance in order to offer our patients as much flexibility in choosing the right finance options to suit them. We offer 0% finance spread over 12 months of up to £1,000. We also offer finance from Ideal4Finance that can be spread over 5 years (60 months) in order to spread the remaining cost and make repayments more manageable.

We believe that by offering a range of hair transplant financing options to our patients, it makes having a hair transplant even easier.

Benefits of Financing a Hair Transplant

The main 2 benefits of financing a hair transplant are:

  1. Spread the cost over a longer period of time in order to make the treatment more manageable and affordable. Typically the period will be 12 – 60 months. The choice is yours.
  2. A smaller cash outlay than paying for the procedure all in one.

How Much are the Monthly Repayments?

There are a number of factors to take into account when working out the monthly repayments. The main one being if and how much of the procedure are you willing and/or able to pay upfront. The more you pay, the less the finance will be and so your monthly payments will be lower.

Taking the above into account, the main factors that you need to consider are:

  • Finance term length. This is how long you take out the finance for (the period is 12-60 months).
  • APR (Annual Percent Rate). This is the interest that gets added on by the finance provider. Rates vary depending on things such as your credit score, affordability criteria and some other checks. Everyone is different so based on these factors, your APR will be tailored to you. The better your credit score and affordability criteria, the lower the APR will be and so your monthly payments will be less.
  • Finally the amount you put on finance. We have a “no money down” option where your £1,000 deposit can be put on 0% interest finance for 12 months and the remaining amount can be on up to 60 months interest bearing finance. You can also pay the £1,000 (or more) and then put the remaining amount on finance. The choice is yours.

Apply for Finance by Clicking Below

Harley Street Hair Transplant Clinics Ltd is an introducer appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.

Finance Examples

Typically the cost for 1,000 grafts is around £4,000. If you chose to pay with finance, here is a breakdown:

  1. £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
  2. The remaining balance of £3,000 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 36 months, your monthly repayment will be £93.49 per month.

Breakdown: 1st year repayments will be £83.33 + £93.49 = £176.82 per month for the first 12 months. The remaining 24 months will be £93.49 per month.

Typically the cost for 1,500 grafts is around £5,000. If you chose to pay with finance, here is a breakdown:

  1. £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
  2. The remaining balance of £4,000 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 48 months, your monthly repayment will be £96.95 per month.

Breakdown: 1st year repayments will be £83.33 + £96.95 = £180.20 per month for the first 12 months. The remaining 36 months will be £96.95 per month.

Typically the cost for 2000 grafts is around £5,500. If you chose to pay with finance, here is a breakdown:

  1. £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
  2. The remaining balance of £4,500 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 48 months, your monthly repayment will be £109.07 per month.

Breakdown: 1st year repayments will be £83.33 + £109.07 = £192.40 per month for the first 12 months. The remaining 36 months will be £109.07 per month.

Typically the cost for 2500 grafts is around £6,500. If you chose to pay with finance, here is a breakdown:

  1. £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
  2. The remaining balance of £5,500 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 60 months, your monthly repayment will be £110.54 per month.

Breakdown: 1st year repayments will be £83.33 + £110.54 = £193.87 per month for the first 12 months. The remaining 48 months will be £110.54 per month.

Typically the cost for 3000 grafts is around £7,000. If you chose to pay with finance, here is a breakdown:

  1. £1,000 paid either via card payment or take out a £1,000 loan via tabeo at 0% interest over 12 months making the repayment amount £83.33 per month.
  2. The remaining balance of £6,000 can be spread over 12 – 60 months. The APR is variable and it will depend on your own circumstances. Assuming an average APR of 7.9% taken over 60 months, your monthly repayment will be £120.59 per month.

Breakdown: 1st year repayments will be £83.33 + £120.59 = £203.92 per month for the first 12 months. The remaining 48 months will be £120.59 per month.

What is the Cost of a Hair Transplant?

The cost of a FUE hair transplant varies depending on the surface area/size of the area of hair loss as well as the quality of your donor area (the back and sides of the head where follicles are extracted from). We have a much more detailed hair transplant cost page.

How Can I Apply for Finance?

You will firstly need to have a free consultation with us in order for us to assess your hair loss area(s) and donor area so that we can provide you with a personalised price/quote. After this, we will discuss with you what amount you wish to pay on finance and you can then use the above image/button to apply for that amount of finance with ideal4finance.

How Do I Make Repayments?

Both finance providers that we use arrange the repayment amounts with you. They are paid via Direct Debit using the bank details you provide during your application process.

Patient Testimonials

Aside from achieving fantastic results, we believe that keeping in touch with our patients before, during and after their hair transplantation procedure is paramount – it helps to keep our patients feeling calm and in control. We’re always on hand to provide guidance, support and aftercare advice. Time and again, our patients tell us that this is what sets us apart from other clinics.

You can read our great reviews of FUE hair transplants over on Google and TrustPilot

Kieran Dancy
Kieran Dancy
19/01/2024
"My experience with Harley Street Clinic was exceptional. I was very apprehensive about getting my FUE procedure done, as one would expect. However, Sara reassured me and was very supportive pre and post-procedure. I am so pleased with the result thus far. The new hairline suits my face, and I cannot wait to see the full results. I must thank everyone at the Harley Street Clinic for their support, guidance, and care."I had an outstanding experience with the Harley Street Clinic. Initially, I had some apprehensions about getting my Follicular Unit Extraction (FUE) procedure done, as I was unsure about how it would turn out. However, Sara, who assisted me throughout the procedure, was very supportive and helped calm my nerves. She provided me with thorough pre and post-procedure guidance, which was extremely helpful. I am delighted with the results I have seen so far. The new hairline suits my face perfectly, and I cannot wait to see the full results in the coming months. The team at the Harley Street Clinic was very supportive, and I felt like I was in good hands throughout the entire process. I would like to express my gratitude to everyone at the clinic for their support, guidance, and care. The experience was very positive, and I would highly recommend the Harley Street Clinic to anyone looking to undergo a similar procedure.
David Price
David Price
09/01/2024
Thank you to the doctor and team. I was well looked after on the day of surgery and I’m really looking forward to the results. Initial anaesthetic injection was the only bit that I didn’t like but other than that, all good. Would recommend. David
ashley sheppard
ashley sheppard
07/09/2023
Lovely surgeon and assistants who made me feel at ease. No pain whatsoever. Would recommend.
Ross Thorndyke
Ross Thorndyke
31/07/2023
Great surgeon, quick responses. Even drafted a Locum in to cover the original surgeon being on holiday. Very impressed with the set up and the results are very good so far.
GrayBx
GrayBx
17/04/2023
To start, their care and procedures are absolutely incredible, if I was to base the review solely on the Dr and nurses I had for my procedure it would be an easy 5 stars. However I am rating only 4 stars, which I would consider slightly generous. I am trans, although very early transition when I had the procedure, and within the consultation I feel I was overlooked of what I wanted. After being asked what I was looking for from the procedure, I said I was trans, and wanted a natural looking feminine hairline (as well as obviously fixing my natural hairline), to which my consultant claimed that a masculine hairline would be easier to look natural. Going along with this, I thought any hairline transplant is better than nothing, and that he was the professional so I should take his advice and bite my tongue. In fairness, I was not wearing make up and was in jeans and a hoodie for the consultation, so maybe what I said just went over his head or maybe he didn’t take me seriously. In hindsight, I wish I didn’t closet myself at the first sign of push back from what I perceived as a medical professional, even talking to my doctor near the end of the procedure I felt comfortable enough to come out to him after what I had initially perceived to be a transphobic clinic (I promise you it’s not), and wish he was the one to do the consultation in the first place. He even said something along the lines of “I’ve done a masculine hairline on you, I wish you had have said something sooner”, and I didn’t want to cause any trouble for my consultant, so I didn’t say anything. All in all, the procedure went perfectly, and has healed really well. Cannot speak any higher of my doctors and nurses (although I have forgotten their names), and although not entirely happy with the hairline I received, it was done perfectly and is 100x better than my natural hairline. To all my trans girlies out there, please make it really clear what you want, look as fem as possible for the consultation, and if they push back at all - don’t let them walk all over you.
Ricardo David
Ricardo David
14/12/2022
Loved the team!
Emma Walker
Emma Walker
27/09/2022
I originally took a lot of time researching a hair transplant company within the UK and came across these guys. I have to say that the whole experience has been so smooth from start to finish. Kevin has been nothing but helpful and it was encouraging to know that he only wanted the best for the client. The reason for my hair transplant was traction alopecia and even though I am only 5 days post op I can already see the potential hairline I will have in a few months time. Everything including booking, payment, forms etc was all so easy and straightforward to do with the help of Kevin. The day of the surgery I had my mum come with me and she was able to come into the room to start with before the actual surgery to help choose my hairline and Dr Kalra explained everything not only to me but to my mum also. Then it was onto the actual surgery part of the day and I have to say that while the local anaesthetic injections were pretty painful, the rest of the day was completely relaxing. Dr Kalra and the other staff (sorry I can’t remember their names) totally put me at ease. Everything was explained and if I needed anything all I had to do was ask. Post op I had a lot of bleeding in the donor area which I was worried about but Dr Kalra put my mind at ease straight away. If I had any questions or worries then Dr Kalra and Kevin were always on hand to help. 5 days post op I still have a fair amount of swelling and bruising but it is improving every day and I can’t wait to see results. I’ve booked a PRP session with Dr Kalra for 5 weeks time so I will post another update once that has been done. Thank you to everyone but special thanks to Kevin and Dr Kalra!
Jack Booth
Jack Booth
10/09/2022
The whole experience was very straight forward and professional and the staff were very friendly. I felt I was in safe hands with Dr Kalra and the others who did the surgery and the aftercare process was explained very clearly to me afterwards.

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